We have found that everyone has a unique financial situation and we strive to work with you one-on-one in order to navigate towards the best scenario. In order to accomplish this there are a few fundamental questions that we ask that you answered through the following form:
To see if we offer owner financing on a specific property please clicking on the "Details" or "Pricing" tab of the property page. You may also choose to use the search tool on the top right of the page by typing in "financing".
This amount will vary depending on which property but you can see the requested down payment amount via the "Pricing" tab of the property page.
When financed the deed will not be conveyed to the buyer until the final payment has been made on the loan.
You may do whatever you want within the law and covenants or restrictions of the area (do your own due diligence). You may build on the property, however whatever you build must comply to code (do your own due diligence). If we receive code enforcement complaints and or fines, we will forward them onto you. You will be expected to comply with the county’s request within the timeframe allotted by the county as written in the citation. If unable to comply within that time frame we reserve the right to treat it exactly like non-payment and issue a notice of default giving you a final 30 days to comply. So please comply with code enforcement and land use. We like happy, paying customers. We don’t like taking properties back, especially one where we need to clean off a bunch of un permitted structures.
If loan payments become 30 days late we will send you a notice of default allowing your final 30 days to cure the delinquency. If you, the Buyer, fails to comply with the contract, Buyer will be in default, and Seller may either (a) enforce specific performance, seek such other relief as may be provided by law, or both, or (b) terminate this contract and receive the earnest money and all payments as liquidated damages, thereby releasing both parties from this contract.
Contract for the Sale and Purchase of Real Estate:
This agreement simply outlines the terms and conditions of the sale that you as buyer and myself as seller mutually agree upon. The main highlights of this contract are the purchase price, financing terms, receipt of your down payment, and our guarantee in writing. Without this agreement, there could be some misunderstanding of the terms we both agreed upon and we certainly know that the key to any good relationship is excellent communication without ambiguity.
Basically, you promise to pay each month on the specified time. There are no pre-payment penalties. If you don’t pay on time we will have to charge you. If you continue to not pay on time we will try to contact you as best as we can. Don’t make any payments and we will send a certified letter giving you 30 days to make payment before we terminate the contract and take back the property. Nevertheless, if you call us or e-mail us and let us know what is going on we certainly can try to help out.
If you don’t make your payments you will be given a 30 day’s notice and then we have the right to take back the property back without going to court. With that said, we understand life happens and we try our best to work with our Buyers depending on the situation.
Perhaps you were unable to find an answer to your specific financing question(s) here so please do not hesitate to get in touch with us so that we can help.